Call reports 2006
FIRST AND FARMERS BANK, THE — 2006
What FIRST AND FARMERS BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 45,530,000 | 47,330,000 | 49,357,000 | 49,687,000 |
| Total loans | 37,329,000 | 39,391,000 | 41,283,000 | 41,268,000 |
| Allowance for loan losses | 534,000 | 545,000 | 566,000 | 542,000 |
| Securities available for sale | 5,037,000 | 4,894,000 | 4,674,000 | 4,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,827,000 | 40,195,000 | 44,840,000 | 44,540,000 |
| Interest-bearing deposits | 36,346,000 | 36,248,000 | 41,231,000 | 40,973,000 |
| Noninterest-bearing deposits | 3,481,000 | 3,947,000 | 3,609,000 | 3,567,000 |
| Equity capital | 3,833,000 | 3,634,000 | 3,810,000 | 3,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,552,000 | 2,403,000 | 3,294,000 |
| Interest expense | 308,000 | 640,000 | 1,019,000 | 1,431,000 |
| Net interest income | 458,000 | 912,000 | 1,384,000 | 1,863,000 |
| Noninterest income | 94,000 | 190,000 | 266,000 | 344,000 |
| Noninterest expense | 364,000 | 766,000 | 1,162,000 | 1,555,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 158,000 | 276,000 | 398,000 | 532,000 |
| Income tax | 8,000 | 15,000 | 26,000 | 41,000 |
| Net income | 150,000 | 261,000 | 372,000 | 491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,885,000 | 3,741,000 | 3,865,000 | 3,984,000 |
| Total capital | 4,331,000 | 4,205,000 | 4,350,000 | 4,470,000 |
| Risk-weighted assets | 35,616,000 | 37,029,000 | 38,722,000 | 38,797,000 |
Machine access — free, no API key
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