Call reports 2026
FARMERS & MERCHANTS BANK — 2026
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 354,799,000 | 359,400,000 |
| Total loans | 288,813,000 | 290,143,000 |
| Allowance for loan losses | 4,540,000 | 4,607,000 |
| Securities available for sale | 52,604,000 | 55,924,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 304,817,000 | 307,326,000 |
| Interest-bearing deposits | 230,419,000 | 227,098,000 |
| Noninterest-bearing deposits | 74,398,000 | 80,228,000 |
| Equity capital | 38,593,000 | 40,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,309,000 | 10,780,000 |
| Interest expense | 1,591,000 | 3,230,000 |
| Net interest income | 3,718,000 | 7,550,000 |
| Noninterest income | 372,000 | 775,000 |
| Noninterest expense | 2,018,000 | 4,004,000 |
| Provision for loan losses | 150,000 | 225,000 |
| Pretax income | 1,906,000 | 4,102,000 |
| Income tax | 375,000 | 811,000 |
| Net income | 1,531,000 | 3,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,999,000 | 43,760,000 |