Call reports 2022
FARMERS & MERCHANTS BANK — 2022
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 262,427,000 | 267,909,000 | 279,364,000 | 271,327,000 |
| Total loans | 169,128,000 | 179,769,000 | 186,622,000 | 194,551,000 |
| Allowance for loan losses | 2,907,000 | 2,898,000 | 2,802,000 | 3,037,000 |
| Securities available for sale | 62,544,000 | 64,524,000 | 66,338,000 | 62,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,669,000 | 234,670,000 | 247,198,000 | 237,318,000 |
| Interest-bearing deposits | 148,900,000 | 152,992,000 | 88,593,000 | 154,881,000 |
| Noninterest-bearing deposits | 78,770,000 | 81,678,000 | 158,605,000 | 82,437,000 |
| Equity capital | 22,059,000 | 20,385,000 | 19,093,000 | 20,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,480,000 | 5,046,000 | 8,097,000 | 11,206,000 |
| Interest expense | 174,000 | 350,000 | 561,000 | 794,000 |
| Net interest income | 2,306,000 | 4,696,000 | 7,536,000 | 10,412,000 |
| Noninterest income | 240,000 | 519,000 | 787,000 | 1,053,000 |
| Noninterest expense | 1,660,000 | 3,328,000 | 4,972,000 | 6,664,000 |
| Provision for loan losses | 75,000 | 75,000 | 150,000 | 225,000 |
| Pretax income | 809,000 | 1,800,000 | 3,192,000 | 4,225,000 |
| Income tax | 144,000 | 326,000 | 590,000 | 778,000 |
| Net income | 665,000 | 1,474,000 | 2,602,000 | 3,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,530,000 | 25,339,000 | 26,268,000 | 27,113,000 |
| Total capital | 26,805,000 | 27,734,000 | 28,778,000 | 29,706,000 |
| Risk-weighted assets | 181,372,000 | 191,073,000 | 200,527,000 | 207,033,000 |