Call reports 2016
FARMERS & MERCHANTS BANK — 2016
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 125,185,000 | 126,676,000 | 128,818,000 | 133,614,000 |
| Total loans | 88,459,000 | 91,625,000 | 93,353,000 | 93,125,000 |
| Allowance for loan losses | 1,452,000 | 1,469,000 | 1,493,000 | 1,492,000 |
| Securities available for sale | 28,431,000 | 27,470,000 | 25,036,000 | 31,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,331,000 | 111,184,000 | 115,079,000 | 115,214,000 |
| Interest-bearing deposits | 82,554,000 | 81,685,000 | 84,774,000 | 82,762,000 |
| Noninterest-bearing deposits | 29,777,000 | 29,499,000 | 30,305,000 | 32,452,000 |
| Equity capital | 12,577,000 | 12,999,000 | 13,326,000 | 12,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,468,000 | 3,834,000 | 5,160,000 |
| Interest expense | 43,000 | 86,000 | 132,000 | 178,000 |
| Net interest income | 1,158,000 | 2,382,000 | 3,702,000 | 4,982,000 |
| Noninterest income | 148,000 | 313,000 | 486,000 | 652,000 |
| Noninterest expense | 864,000 | 1,734,000 | 2,678,000 | 3,707,000 |
| Provision for loan losses | 50,000 | 80,000 | 110,000 | 110,000 |
| Pretax income | 392,000 | 881,000 | 1,401,000 | 1,818,000 |
| Income tax | 97,000 | 233,000 | 354,000 | 459,000 |
| Net income | 295,000 | 648,000 | 1,047,000 | 1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,992,000 | 12,346,000 | 12,695,000 | 12,882,000 |
| Total capital | 13,017,000 | 13,391,000 | 13,738,000 | 13,947,000 |
| Risk-weighted assets | 81,676,000 | 83,179,000 | 83,007,000 | 84,746,000 |