Call reports 2015
FARMERS & MERCHANTS BANK — 2015
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 119,036,000 | 118,502,000 | 118,661,000 | 121,837,000 |
| Total loans | 81,163,000 | 80,766,000 | 81,548,000 | 83,383,000 |
| Allowance for loan losses | 1,250,000 | 1,319,000 | 1,401,000 | 1,428,000 |
| Securities available for sale | 27,377,000 | 28,872,000 | 29,547,000 | 28,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,382,000 | 103,048,000 | 104,939,000 | 109,070,000 |
| Interest-bearing deposits | 80,476,000 | 78,345,000 | 78,366,000 | 80,128,000 |
| Noninterest-bearing deposits | 22,905,000 | 24,702,000 | 26,573,000 | 28,942,000 |
| Equity capital | 11,739,000 | 11,663,000 | 12,049,000 | 12,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,139,000 | 2,313,000 | 3,488,000 | 4,687,000 |
| Interest expense | 47,000 | 95,000 | 138,000 | 179,000 |
| Net interest income | 1,092,000 | 2,218,000 | 3,350,000 | 4,508,000 |
| Noninterest income | 165,000 | 327,000 | 491,000 | 658,000 |
| Noninterest expense | 785,000 | 1,582,000 | 2,377,000 | 3,259,000 |
| Provision for loan losses | 80,000 | 155,000 | 230,000 | 305,000 |
| Pretax income | 394,000 | 839,000 | 1,265,000 | 1,614,000 |
| Income tax | 99,000 | 215,000 | 324,000 | 406,000 |
| Net income | 295,000 | 624,000 | 941,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,023,000 | 11,252,000 | 11,508,000 | 11,698,000 |
| Total capital | 11,934,000 | 12,164,000 | 12,438,000 | 12,654,000 |
| Risk-weighted assets | 72,599,000 | 72,609,000 | 73,899,000 | 76,043,000 |