Call reports 2013
FARMERS & MERCHANTS BANK — 2013
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 106,996,000 | 112,846,000 | 113,024,000 | 112,309,000 |
| Total loans | 62,454,000 | 67,322,000 | 71,133,000 | 72,011,000 |
| Allowance for loan losses | 937,000 | 1,029,000 | 1,089,000 | 1,099,000 |
| Securities available for sale | 34,397,000 | 32,278,000 | 32,363,000 | 32,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,327,000 | 103,100,000 | 103,070,000 | 99,953,000 |
| Interest-bearing deposits | 76,772,000 | 81,928,000 | 81,894,000 | 79,061,000 |
| Noninterest-bearing deposits | 19,555,000 | 21,173,000 | 21,176,000 | 20,892,000 |
| Equity capital | 10,203,000 | 9,517,000 | 9,643,000 | 9,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 1,981,000 | 3,025,000 | 4,101,000 |
| Interest expense | 65,000 | 122,000 | 182,000 | 238,000 |
| Net interest income | 926,000 | 1,859,000 | 2,843,000 | 3,863,000 |
| Noninterest income | 114,000 | 241,000 | 398,000 | 533,000 |
| Noninterest expense | 746,000 | 1,473,000 | 2,257,000 | 3,052,000 |
| Provision for loan losses | 105,000 | 210,000 | 300,000 | 360,000 |
| Pretax income | 189,000 | 435,000 | 708,000 | 1,008,000 |
| Income tax | 8,000 | 64,000 | 116,000 | 177,000 |
| Net income | 181,000 | 371,000 | 592,000 | 831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,262,000 | 9,401,000 | 9,623,000 | 9,860,000 |
| Total capital | 9,948,000 | 10,166,000 | 10,437,000 | 10,679,000 |
| Risk-weighted assets | 57,428,000 | 60,680,000 | 64,803,000 | 65,270,000 |