Call reports 2012
FARMERS & MERCHANTS BANK — 2012
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 106,569,000 | 106,602,000 | 107,256,000 | 106,705,000 |
| Total loans | 62,208,000 | 61,750,000 | 63,055,000 | 61,676,000 |
| Allowance for loan losses | 774,000 | 729,000 | 826,000 | 881,000 |
| Securities available for sale | 33,528,000 | 34,289,000 | 35,438,000 | 32,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,650,000 | 96,249,000 | 94,705,000 | 95,934,000 |
| Interest-bearing deposits | 77,677,000 | 77,178,000 | 76,235,000 | 76,344,000 |
| Noninterest-bearing deposits | 18,974,000 | 19,070,000 | 18,469,000 | 19,591,000 |
| Equity capital | 9,531,000 | 9,874,000 | 10,194,000 | 10,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,105,000 | 3,155,000 | 4,170,000 |
| Interest expense | 104,000 | 188,000 | 264,000 | 332,000 |
| Net interest income | 932,000 | 1,917,000 | 2,891,000 | 3,838,000 |
| Noninterest income | 115,000 | 235,000 | 345,000 | 497,000 |
| Noninterest expense | 707,000 | 1,363,000 | 2,133,000 | 2,978,000 |
| Provision for loan losses | 75,000 | 240,000 | 340,000 | 490,000 |
| Pretax income | 265,000 | 549,000 | 763,000 | 899,000 |
| Income tax | 47,000 | 101,000 | 117,000 | 129,000 |
| Net income | 218,000 | 448,000 | 646,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,577,000 | 8,806,000 | 9,005,000 | 9,130,000 |
| Total capital | 9,247,000 | 9,492,000 | 9,714,000 | 9,806,000 |
| Risk-weighted assets | 54,890,000 | 55,227,000 | 56,385,000 | 56,158,000 |