Call reports 2011
FARMERS & MERCHANTS BANK — 2011
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 96,791,000 | 97,761,000 | 99,483,000 | 103,355,000 |
| Total loans | 56,377,000 | 58,219,000 | 57,782,000 | 62,363,000 |
| Allowance for loan losses | 985,000 | 1,053,000 | 774,000 | 838,000 |
| Securities available for sale | 30,028,000 | 31,203,000 | 30,637,000 | 30,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,433,000 | 87,135,000 | 89,800,000 | 93,520,000 |
| Interest-bearing deposits | 71,022,000 | 71,676,000 | 73,270,000 | 75,864,000 |
| Noninterest-bearing deposits | 16,411,000 | 15,460,000 | 16,530,000 | 17,655,000 |
| Equity capital | 8,112,000 | 8,736,000 | 9,149,000 | 9,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,091,000 | 2,128,000 | 3,209,000 | 4,271,000 |
| Interest expense | 157,000 | 289,000 | 405,000 | 518,000 |
| Net interest income | 934,000 | 1,839,000 | 2,804,000 | 3,753,000 |
| Noninterest income | 121,000 | 275,000 | 301,000 | 367,000 |
| Noninterest expense | 770,000 | 1,510,000 | 2,306,000 | 3,099,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 210,000 | 454,000 | 574,000 | 808,000 |
| Income tax | 23,000 | 45,000 | 68,000 | 97,000 |
| Net income | 187,000 | 409,000 | 506,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,836,000 | 8,059,000 | 8,156,000 | 8,359,000 |
| Total capital | 8,532,000 | 8,129,000 | 8,220,000 | 9,023,000 |
| Risk-weighted assets | 55,246,000 | 49,623,000 | 50,580,000 | 53,180,000 |