Call reports 2009
FARMERS & MERCHANTS BANK — 2009
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 80,589,000 | 80,120,000 | 85,340,000 | 89,235,000 |
| Total loans | 48,556,000 | 49,898,000 | 49,522,000 | 52,418,000 |
| Allowance for loan losses | 401,000 | 375,000 | 413,000 | 373,000 |
| Securities available for sale | 20,910,000 | 21,996,000 | 24,996,000 | 28,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,029,000 | 72,291,000 | 77,348,000 | 81,352,000 |
| Interest-bearing deposits | 60,063,000 | 59,576,000 | 63,735,000 | 66,509,000 |
| Noninterest-bearing deposits | 12,966,000 | 12,715,000 | 13,613,000 | 14,843,000 |
| Equity capital | 7,122,000 | 7,100,000 | 7,450,000 | 7,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,007,000 | 2,043,000 | 3,083,000 | 4,129,000 |
| Interest expense | 317,000 | 605,000 | 891,000 | 1,175,000 |
| Net interest income | 690,000 | 1,438,000 | 2,192,000 | 2,954,000 |
| Noninterest income | 138,000 | 294,000 | 438,000 | 547,000 |
| Noninterest expense | 693,000 | 1,412,000 | 2,120,000 | 2,878,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 230,000 |
| Pretax income | 118,000 | 258,000 | 404,000 | 418,000 |
| Income tax | 23,000 | 45,000 | 68,000 | 21,000 |
| Net income | 95,000 | 213,000 | 336,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,774,000 | 6,894,000 | 7,016,000 | 7,078,000 |
| Total capital | 7,175,000 | 7,269,000 | 7,429,000 | 7,451,000 |
| Risk-weighted assets | 46,000,000 | 46,288,000 | 46,876,000 | 52,190,000 |