Call reports 2005
FARMERS & MERCHANTS BANK — 2005
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 74,614,000 | 74,276,000 | 74,459,000 | 71,785,000 |
| Total loans | 43,005,000 | 43,366,000 | 43,204,000 | 41,642,000 |
| Allowance for loan losses | 623,000 | 642,000 | 648,000 | 657,000 |
| Securities available for sale | 22,904,000 | 21,924,000 | 22,413,000 | 22,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,454,000 | 66,888,000 | 66,915,000 | 64,669,000 |
| Interest-bearing deposits | 55,053,000 | 54,859,000 | 54,007,000 | 53,090,000 |
| Noninterest-bearing deposits | 12,401,000 | 12,029,000 | 12,908,000 | 11,579,000 |
| Equity capital | 6,857,000 | 7,084,000 | 7,169,000 | 6,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,782,000 | 2,709,000 | 3,660,000 |
| Interest expense | 217,000 | 444,000 | 690,000 | 953,000 |
| Net interest income | 662,000 | 1,338,000 | 2,019,000 | 2,707,000 |
| Noninterest income | 120,000 | 293,000 | 482,000 | 663,000 |
| Noninterest expense | 627,000 | 1,264,000 | 1,899,000 | 2,648,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 137,000 | 324,000 | 537,000 | 634,000 |
| Income tax | 18,000 | 36,000 | 72,000 | 90,000 |
| Net income | 119,000 | 288,000 | 465,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,938,000 | 7,068,000 | 7,205,000 | 6,804,000 |
| Total capital | 7,482,000 | 7,598,000 | 7,734,000 | 7,325,000 |
| Risk-weighted assets | 43,128,000 | 42,267,000 | 42,208,000 | 41,518,000 |
Machine access — free, no API key
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