Call reports 2003
FARMERS & MERCHANTS BANK — 2003
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 74,412,000 | 75,953,000 | 75,697,000 | 75,609,000 |
| Total loans | 37,462,000 | 38,494,000 | 37,787,000 | 37,579,000 |
| Allowance for loan losses | 518,000 | 545,000 | 572,000 | 559,000 |
| Securities available for sale | 27,257,000 | 27,827,000 | 27,467,000 | 28,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,080,000 | 68,462,000 | 68,748,000 | 68,333,000 |
| Interest-bearing deposits | 56,142,000 | 55,983,000 | 56,846,000 | 56,370,000 |
| Noninterest-bearing deposits | 10,938,000 | 12,479,000 | 11,902,000 | 11,963,000 |
| Equity capital | 6,998,000 | 7,090,000 | 6,647,000 | 6,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,716,000 | 2,545,000 | 3,363,000 |
| Interest expense | 274,000 | 541,000 | 791,000 | 1,023,000 |
| Net interest income | 594,000 | 1,175,000 | 1,754,000 | 2,340,000 |
| Noninterest income | 169,000 | 343,000 | 508,000 | 669,000 |
| Noninterest expense | 605,000 | 1,254,000 | 1,900,000 | 2,582,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 90,000 |
| Pretax income | 133,000 | 236,000 | 309,000 | 359,000 |
| Income tax | 7,000 | 20,000 | 33,000 | 2,000 |
| Net income | 126,000 | 216,000 | 276,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,443,000 | 6,433,000 | 6,493,000 | 6,474,000 |
| Total capital | 6,925,000 | 6,928,000 | 6,984,000 | 6,953,000 |
| Risk-weighted assets | 38,496,000 | 39,577,000 | 39,168,000 | 38,221,000 |
Machine access — free, no API key
Every figure shown here about FARMERS & MERCHANTS BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.