Call reports 2018
GRANDPOINT BANK — 2018
What GRANDPOINT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 3,253,781,000 | 3,102,869,000 |
| Total loans | 2,365,089,000 | 2,404,042,000 |
| Allowance for loan losses | 18,710,000 | 18,665,000 |
| Securities available for sale | 448,641,000 | 365,692,000 |
| Securities held to maturity | 30,263,000 | 30,213,000 |
| Trading assets | 0 | 0 |
| Total deposits | 2,416,123,000 | 2,509,649,000 |
| Interest-bearing deposits | 1,315,456,000 | 1,439,957,000 |
| Noninterest-bearing deposits | 1,100,667,000 | 1,069,692,000 |
| Equity capital | 351,118,000 | 325,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 32,862,000 | 65,879,000 |
| Interest expense | 3,796,000 | 8,257,000 |
| Net interest income | 29,066,000 | 57,622,000 |
| Noninterest income | 1,244,000 | 3,018,000 |
| Noninterest expense | 17,362,000 | 43,631,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 12,619,000 | 16,506,000 |
| Income tax | 3,496,000 | -1,112,000 |
| Net income | 9,123,000 | 17,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 291,259,000 | 266,729,000 |
| Total capital | 310,178,000 | 286,422,000 |
| Risk-weighted assets | 2,667,199,000 | 2,608,787,000 |