Call reports 2017
GRANDPOINT BANK — 2017
What GRANDPOINT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,350,952,000 | 3,246,469,000 | 3,198,562,000 | 3,189,749,000 |
| Total loans | 2,469,787,000 | 2,449,056,000 | 2,380,825,000 | 2,363,547,000 |
| Allowance for loan losses | 18,872,000 | 18,455,000 | 18,638,000 | 18,939,000 |
| Securities available for sale | 508,435,000 | 450,287,000 | 427,901,000 | 472,303,000 |
| Securities held to maturity | 0 | 0 | 23,145,000 | 30,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,626,082,000 | 2,472,069,000 | 2,517,802,000 | 2,379,128,000 |
| Interest-bearing deposits | 1,676,439,000 | 1,577,993,000 | 1,485,739,000 | 1,286,029,000 |
| Noninterest-bearing deposits | 949,643,000 | 894,076,000 | 1,032,063,000 | 1,093,099,000 |
| Equity capital | 386,105,000 | 390,112,000 | 394,378,000 | 348,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 30,982,000 | 63,284,000 | 95,941,000 | 128,362,000 |
| Interest expense | 2,500,000 | 5,649,000 | 9,018,000 | 12,003,000 |
| Net interest income | 28,482,000 | 57,635,000 | 86,923,000 | 116,359,000 |
| Noninterest income | 1,692,000 | 3,786,000 | 5,580,000 | 7,784,000 |
| Noninterest expense | 15,847,000 | 32,321,000 | 48,445,000 | 69,385,000 |
| Provision for loan losses | 250,000 | 250,000 | 350,000 | 350,000 |
| Pretax income | 14,247,000 | 29,020,000 | 43,878,000 | 54,578,000 |
| Income tax | 5,800,000 | 11,818,000 | 17,848,000 | 28,111,000 |
| Net income | 8,447,000 | 17,202,000 | 26,030,000 | 26,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 322,316,000 | 326,518,000 | 330,725,000 | 287,909,000 |
| Total capital | 341,342,000 | 345,127,000 | 349,561,000 | 307,057,000 |
| Risk-weighted assets | 2,791,169,000 | 2,729,111,000 | 2,723,934,000 | 2,728,169,000 |