Call reports 2014
GRANDPOINT BANK — 2014
What GRANDPOINT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,335,257,000 | 2,460,629,000 | 2,485,858,000 | 2,750,197,000 |
| Total loans | 1,761,027,000 | 1,900,662,000 | 1,916,084,000 | 1,984,090,000 |
| Allowance for loan losses | 11,910,000 | 13,173,000 | 14,622,000 | 14,018,000 |
| Securities available for sale | 230,808,000 | 233,209,000 | 235,753,000 | 266,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,015,878,000 | 2,135,572,000 | 2,147,030,000 | 2,407,463,000 |
| Interest-bearing deposits | 1,220,690,000 | 1,343,765,000 | 1,323,708,000 | 1,612,935,000 |
| Noninterest-bearing deposits | 795,188,000 | 791,807,000 | 823,322,000 | 794,528,000 |
| Equity capital | 308,705,000 | 314,609,000 | 319,677,000 | 316,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 24,076,000 | 50,355,000 | 76,773,000 | 102,604,000 |
| Interest expense | 775,000 | 1,712,000 | 2,817,000 | 3,991,000 |
| Net interest income | 23,301,000 | 48,643,000 | 73,956,000 | 98,613,000 |
| Noninterest income | 1,277,000 | 2,674,000 | 4,216,000 | 5,849,000 |
| Noninterest expense | 17,871,000 | 35,574,000 | 52,016,000 | 67,621,000 |
| Provision for loan losses | 748,000 | 2,398,000 | 3,898,000 | 3,898,000 |
| Pretax income | 5,959,000 | 13,534,000 | 22,447,000 | 33,132,000 |
| Income tax | 2,439,000 | 5,549,000 | 9,199,000 | 13,507,000 |
| Net income | 3,520,000 | 7,985,000 | 13,248,000 | 19,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 245,833,000 | 250,808,000 | 254,965,000 | 252,865,000 |
| Total capital | 258,147,000 | 264,385,000 | 269,991,000 | 267,287,000 |
| Risk-weighted assets | 1,866,391,000 | 1,975,854,000 | 1,970,522,000 | 2,067,389,000 |