Call reports 2012
GRANDPOINT BANK — 2012
What GRANDPOINT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 875,316,000 | 856,607,000 | 861,059,000 | 909,628,000 |
| Total loans | 598,377,000 | 592,155,000 | 639,368,000 | 668,028,000 |
| Allowance for loan losses | 5,234,000 | 5,275,000 | 5,452,000 | 5,848,000 |
| Securities available for sale | 152,062,000 | 150,625,000 | 115,148,000 | 83,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 746,249,000 | 725,315,000 | 729,146,000 | 773,046,000 |
| Interest-bearing deposits | 491,574,000 | 463,068,000 | 458,496,000 | 478,149,000 |
| Noninterest-bearing deposits | 254,675,000 | 262,247,000 | 270,650,000 | 294,897,000 |
| Equity capital | 121,335,000 | 122,902,000 | 124,971,000 | 129,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,601,000 | 18,817,000 | 27,644,000 | 36,910,000 |
| Interest expense | 489,000 | 951,000 | 1,335,000 | 1,711,000 |
| Net interest income | 9,112,000 | 17,866,000 | 26,309,000 | 35,199,000 |
| Noninterest income | 723,000 | 1,441,000 | 2,205,000 | 3,007,000 |
| Noninterest expense | 8,271,000 | 16,867,000 | 25,153,000 | 33,551,000 |
| Provision for loan losses | 630,000 | 730,000 | 950,000 | 1,370,000 |
| Pretax income | 1,193,000 | 2,303,000 | 3,555,000 | 5,402,000 |
| Income tax | 0 | 0 | 0 | -3,300,000 |
| Net income | 1,193,000 | 2,303,000 | 3,555,000 | 8,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,774,000 | 91,379,000 | 92,949,000 | 95,933,000 |
| Total capital | 95,103,000 | 96,749,000 | 98,496,000 | 101,876,000 |
| Risk-weighted assets | 638,114,000 | 635,352,000 | 674,910,000 | 698,876,000 |