Call reports 2018
COMMUNITY BANK — 2018
What COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 219,895,000 | 216,761,000 | 214,758,000 |
| Total loans | 195,528,000 | 192,550,000 | 198,038,000 |
| Allowance for loan losses | 2,493,000 | 2,643,000 | 2,793,000 |
| Securities available for sale | 1,675,000 | 1,623,000 | 1,612,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 175,181,000 | 173,848,000 | 172,079,000 |
| Interest-bearing deposits | 154,426,000 | 155,766,000 | 157,243,000 |
| Noninterest-bearing deposits | 20,755,000 | 18,082,000 | 14,836,000 |
| Equity capital | 22,378,000 | 23,129,000 | 23,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 2,323,000 | 4,842,000 | 7,433,000 |
| Interest expense | 545,000 | 1,154,000 | 1,842,000 |
| Net interest income | 1,778,000 | 3,688,000 | 5,591,000 |
| Noninterest income | 26,000 | 51,000 | 93,000 |
| Noninterest expense | 732,000 | 1,464,000 | 2,188,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 |
| Pretax income | 923,000 | 1,976,000 | 3,047,000 |
| Income tax | 267,000 | 564,000 | 868,000 |
| Net income | 656,000 | 1,412,000 | 2,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 22,385,000 | 23,143,000 | 23,913,000 |
| Total capital | 24,720,000 | 25,427,000 | 26,229,000 |
| Risk-weighted assets | 186,627,000 | 182,355,000 | 184,815,000 |