Call reports 2016
COMMUNITY BANK — 2016
What COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 196,322,000 | 196,542,000 | 195,457,000 | 199,869,000 |
| Total loans | 184,338,000 | 180,566,000 | 179,590,000 | 183,295,000 |
| Allowance for loan losses | 2,347,000 | 2,343,000 | 2,343,000 | 2,340,000 |
| Securities available for sale | 3,068,000 | 2,018,000 | 1,969,000 | 1,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,472,000 | 163,635,000 | 156,937,000 | 160,588,000 |
| Interest-bearing deposits | 139,383,000 | 145,340,000 | 140,272,000 | 139,813,000 |
| Noninterest-bearing deposits | 17,089,000 | 18,295,000 | 16,665,000 | 20,775,000 |
| Equity capital | 19,185,000 | 19,886,000 | 20,543,000 | 21,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,076,000 | 4,173,000 | 6,273,000 | 8,341,000 |
| Interest expense | 372,000 | 760,000 | 1,175,000 | 1,598,000 |
| Net interest income | 1,704,000 | 3,413,000 | 5,098,000 | 6,743,000 |
| Noninterest income | 20,000 | 44,000 | 69,000 | 97,000 |
| Noninterest expense | 608,000 | 1,231,000 | 1,876,000 | 2,535,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,116,000 | 2,226,000 | 3,291,000 | 4,305,000 |
| Income tax | 414,000 | 827,000 | 1,220,000 | 1,595,000 |
| Net income | 702,000 | 1,399,000 | 2,071,000 | 2,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,070,000 | 19,765,000 | 20,446,000 | 21,110,000 |
| Total capital | 21,235,000 | 21,860,000 | 22,513,000 | 23,227,000 |
| Risk-weighted assets | 172,994,000 | 167,370,000 | 165,095,000 | 169,176,000 |