Call reports 2015
COMMUNITY BANK — 2015
What COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 184,767,000 | 190,055,000 | 191,025,000 | 192,777,000 |
| Total loans | 172,926,000 | 170,255,000 | 173,069,000 | 179,892,000 |
| Allowance for loan losses | 2,359,000 | 2,347,000 | 2,347,000 | 2,347,000 |
| Securities available for sale | 2,478,000 | 3,438,000 | 3,138,000 | 3,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,409,000 | 162,834,000 | 166,268,000 | 152,639,000 |
| Interest-bearing deposits | 144,347,000 | 150,152,000 | 153,084,000 | 133,862,000 |
| Noninterest-bearing deposits | 14,062,000 | 12,682,000 | 13,184,000 | 18,777,000 |
| Equity capital | 18,590,000 | 18,953,000 | 19,345,000 | 18,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 3,937,000 | 5,961,000 | 7,990,000 |
| Interest expense | 341,000 | 710,000 | 1,094,000 | 1,484,000 |
| Net interest income | 1,648,000 | 3,227,000 | 4,867,000 | 6,506,000 |
| Noninterest income | 24,000 | 68,000 | 108,000 | 132,000 |
| Noninterest expense | 661,000 | 1,302,000 | 1,969,000 | 2,604,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,020,000 | 2,002,000 | 3,026,000 | 4,055,000 |
| Income tax | 379,000 | 744,000 | 1,125,000 | 1,504,000 |
| Net income | 641,000 | 1,258,000 | 1,901,000 | 2,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,448,000 | 18,816,000 | 19,210,000 | 18,375,000 |
| Total capital | 20,521,000 | 20,845,000 | 21,251,000 | 20,501,000 |
| Risk-weighted assets | 165,593,000 | 161,986,000 | 162,994,000 | 169,857,000 |