Call reports 2013
COMMUNITY BANK — 2013
What COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 172,609,000 | 162,509,000 | 173,616,000 | 189,309,000 |
| Total loans | 152,716,000 | 144,437,000 | 154,322,000 | 167,238,000 |
| Allowance for loan losses | 2,500,000 | 2,500,000 | 2,500,000 | 2,383,000 |
| Securities available for sale | 6,407,000 | 8,001,000 | 11,156,000 | 9,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,892,000 | 139,671,000 | 138,627,000 | 144,378,000 |
| Interest-bearing deposits | 139,252,000 | 131,350,000 | 129,222,000 | 133,177,000 |
| Noninterest-bearing deposits | 10,640,000 | 8,321,000 | 9,405,000 | 11,201,000 |
| Equity capital | 16,087,000 | 16,456,000 | 17,004,000 | 17,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,882,000 | 3,687,000 | 5,517,000 | 7,468,000 |
| Interest expense | 345,000 | 669,000 | 976,000 | 1,298,000 |
| Net interest income | 1,537,000 | 3,018,000 | 4,541,000 | 6,170,000 |
| Noninterest income | 19,000 | 40,000 | 66,000 | 94,000 |
| Noninterest expense | 588,000 | 1,174,000 | 1,786,000 | 2,415,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 968,000 | 1,884,000 | 2,821,000 | 3,832,000 |
| Income tax | 360,000 | 701,000 | 1,050,000 | 1,427,000 |
| Net income | 608,000 | 1,183,000 | 1,771,000 | 2,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,842,000 | 16,267,000 | 16,854,000 | 17,189,000 |
| Total capital | 17,702,000 | 18,009,000 | 18,727,000 | 19,225,000 |
| Risk-weighted assets | 148,128,000 | 138,587,000 | 149,244,000 | 162,535,000 |