Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 157,303,000 | 150,426,000 | 157,198,000 | 173,625,000 |
| Total loans | 135,673,000 | 134,514,000 | 139,799,000 | 158,301,000 |
| Allowance for loan losses | 2,500,000 | 2,500,000 | 2,500,000 | 2,500,000 |
| Securities available for sale | 5,546,000 | 7,008,000 | 6,786,000 | 6,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,834,000 | 129,762,000 | 135,548,000 | 141,083,000 |
| Interest-bearing deposits | 126,714,000 | 121,859,000 | 125,901,000 | 126,283,000 |
| Noninterest-bearing deposits | 10,120,000 | 7,903,000 | 9,647,000 | 14,800,000 |
| Equity capital | 13,726,000 | 14,274,000 | 14,900,000 | 15,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,507,000 | 5,296,000 | 7,141,000 |
| Interest expense | 390,000 | 734,000 | 1,080,000 | 1,421,000 |
| Net interest income | 1,371,000 | 2,773,000 | 4,216,000 | 5,720,000 |
| Noninterest income | 18,000 | 43,000 | 55,000 | 73,000 |
| Noninterest expense | 494,000 | 1,025,000 | 1,563,000 | 2,142,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 895,000 | 1,791,000 | 2,707,000 | 3,652,000 |
| Income tax | 336,000 | 672,000 | 1,007,000 | 1,349,000 |
| Net income | 559,000 | 1,119,000 | 1,700,000 | 2,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,489,000 | 14,049,000 | 14,630,000 | 15,233,000 |
| Total capital | 15,151,000 | 15,674,000 | 16,337,000 | 17,168,000 |
| Risk-weighted assets | 132,108,000 | 129,120,000 | 135,776,000 | 154,197,000 |