Call reports 2011
COMMUNITY BANK — 2011
What COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 132,948,000 | 133,787,000 | 138,880,000 | 149,138,000 |
| Total loans | 120,833,000 | 121,073,000 | 127,671,000 | 137,716,000 |
| Allowance for loan losses | 1,811,000 | 2,050,000 | 2,300,000 | 2,500,000 |
| Securities available for sale | 7,568,000 | 6,390,000 | 6,225,000 | 5,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,005,000 | 114,051,000 | 113,277,000 | 121,929,000 |
| Interest-bearing deposits | 98,688,000 | 105,987,000 | 105,655,000 | 112,967,000 |
| Noninterest-bearing deposits | 9,317,000 | 8,064,000 | 7,621,000 | 8,961,000 |
| Equity capital | 11,874,000 | 12,247,000 | 12,682,000 | 13,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,568,000 | 3,220,000 | 4,921,000 | 6,705,000 |
| Interest expense | 350,000 | 732,000 | 1,121,000 | 1,498,000 |
| Net interest income | 1,218,000 | 2,488,000 | 3,800,000 | 5,207,000 |
| Noninterest income | 15,000 | 34,000 | 54,000 | 72,000 |
| Noninterest expense | 491,000 | 973,000 | 1,449,000 | 1,889,000 |
| Provision for loan losses | 200,000 | 439,000 | 689,000 | 889,000 |
| Pretax income | 542,000 | 1,110,000 | 1,716,000 | 2,501,000 |
| Income tax | 201,000 | 417,000 | 637,000 | 929,000 |
| Net income | 341,000 | 693,000 | 1,079,000 | 1,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,699,000 | 12,052,000 | 12,437,000 | 12,930,000 |
| Total capital | 13,228,000 | 13,572,000 | 13,974,000 | 14,636,000 |
| Risk-weighted assets | 121,292,000 | 121,111,000 | 122,185,000 | 135,725,000 |