Call reports 2010
COMMUNITY BANK — 2010
What COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 89,039,000 | 105,680,000 | 104,153,000 | 118,591,000 |
| Total loans | 69,063,000 | 78,462,000 | 88,842,000 | 106,274,000 |
| Allowance for loan losses | 1,165,000 | 1,190,000 | 1,275,000 | 1,610,000 |
| Securities available for sale | 13,161,000 | 14,576,000 | 9,283,000 | 7,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,983,000 | 80,669,000 | 81,964,000 | 89,060,000 |
| Interest-bearing deposits | 58,461,000 | 73,939,000 | 75,703,000 | 77,332,000 |
| Noninterest-bearing deposits | 5,522,000 | 6,730,000 | 6,261,000 | 11,728,000 |
| Equity capital | 9,657,000 | 10,043,000 | 10,345,000 | 11,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,056,000 | 2,245,000 | 3,569,000 | 4,978,000 |
| Interest expense | 289,000 | 613,000 | 982,000 | 1,304,000 |
| Net interest income | 767,000 | 1,632,000 | 2,587,000 | 3,674,000 |
| Noninterest income | 14,000 | 28,000 | 44,000 | 66,000 |
| Noninterest expense | 330,000 | 720,000 | 1,184,000 | 1,553,000 |
| Provision for loan losses | 65,000 | 90,000 | 175,000 | 512,000 |
| Pretax income | 386,000 | 850,000 | 1,272,000 | 1,675,000 |
| Income tax | 136,000 | 317,000 | 470,000 | 621,000 |
| Net income | 250,000 | 533,000 | 802,000 | 1,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,553,000 | 9,836,000 | 10,105,000 | 11,358,000 |
| Total capital | 10,422,000 | 10,844,000 | 11,250,000 | 12,696,000 |
| Risk-weighted assets | 69,217,000 | 80,474,000 | 91,690,000 | 106,747,000 |