Call reports 2025
DRAKE BANK — 2025
What DRAKE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 275,026,000 | 273,199,000 | 271,985,000 | 254,615,000 |
| Total loans | 218,203,000 | 218,032,000 | 208,354,000 | 200,166,000 |
| Allowance for loan losses | 2,937,000 | 3,099,000 | 2,275,000 | 3,790,000 |
| Securities available for sale | 34,028,000 | 33,957,000 | 33,994,000 | 33,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,060,000 | 233,675,000 | 231,805,000 | 215,527,000 |
| Interest-bearing deposits | 192,360,000 | 188,969,000 | 187,486,000 | 177,179,000 |
| Noninterest-bearing deposits | 43,700,000 | 44,706,000 | 44,319,000 | 38,348,000 |
| Equity capital | 19,736,000 | 20,434,000 | 21,094,000 | 19,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,333,000 | 8,749,000 | 13,055,000 | 17,076,000 |
| Interest expense | 1,723,000 | 3,537,000 | 5,370,000 | 7,109,000 |
| Net interest income | 2,610,000 | 5,212,000 | 7,685,000 | 9,967,000 |
| Noninterest income | 407,000 | 750,000 | 1,031,000 | 1,267,000 |
| Noninterest expense | 2,058,000 | 3,859,000 | 5,633,000 | 7,644,000 |
| Provision for loan losses | 250,000 | 800,000 | 1,246,000 | 4,118,000 |
| Pretax income | 709,000 | 1,326,000 | 1,856,000 | -509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 709,000 | 1,326,000 | 1,856,000 | -509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,119,000 | 22,490,000 | 22,808,000 | 20,901,000 |
| Total capital | 24,768,000 | 25,101,000 | 25,130,000 | 23,395,000 |
| Risk-weighted assets | 211,592,000 | 208,381,000 | 203,531,000 | 198,204,000 |