Call reports 2015
DRAKE BANK — 2015
What DRAKE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 86,587,000 | 86,196,000 | 88,043,000 | 91,614,000 |
| Total loans | 74,603,000 | 75,440,000 | 77,825,000 | 81,722,000 |
| Allowance for loan losses | 1,144,000 | 1,220,000 | 1,224,000 | 1,004,000 |
| Securities available for sale | 2,865,000 | 2,844,000 | 2,823,000 | 2,288,000 |
| Securities held to maturity | 1,555,000 | 1,550,000 | 1,546,000 | 1,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,816,000 | 67,340,000 | 67,563,000 | 72,790,000 |
| Interest-bearing deposits | 46,595,000 | 45,882,000 | 45,685,000 | 51,118,000 |
| Noninterest-bearing deposits | 21,221,000 | 21,458,000 | 21,878,000 | 21,672,000 |
| Equity capital | 9,586,000 | 9,533,000 | 9,781,000 | 10,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,186,000 | 3,324,000 | 4,507,000 |
| Interest expense | 73,000 | 148,000 | 220,000 | 301,000 |
| Net interest income | 1,002,000 | 2,038,000 | 3,104,000 | 4,206,000 |
| Noninterest income | 94,000 | 290,000 | 494,000 | 619,000 |
| Noninterest expense | 745,000 | 1,509,000 | 2,290,000 | 3,027,000 |
| Provision for loan losses | 60,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 291,000 | 719,000 | 1,208,000 | 1,698,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 291,000 | 719,000 | 1,208,000 | 1,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,589,000 | 9,538,000 | 9,786,000 | 10,036,000 |
| Total capital | 10,324,000 | 10,284,000 | 10,563,000 | 10,874,000 |
| Risk-weighted assets | 58,361,000 | 59,182,000 | 61,710,000 | 66,850,000 |