Call reports 2026
HOMETOWN SAVINGS BANK, THE — 2026
What HOMETOWN SAVINGS BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 461,872,000 | 455,656,000 |
| Total loans | 295,936,000 | 293,936,000 |
| Allowance for loan losses | 3,065,000 | 3,142,000 |
| Securities available for sale | 116,234,000 | 113,809,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 413,180,000 | 406,280,000 |
| Interest-bearing deposits | 343,983,000 | 344,811,000 |
| Noninterest-bearing deposits | 69,197,000 | 61,469,000 |
| Equity capital | 27,431,000 | 28,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,262,000 | 10,651,000 |
| Interest expense | 2,225,000 | 4,447,000 |
| Net interest income | 3,037,000 | 6,204,000 |
| Noninterest income | 1,154,000 | 2,334,000 |
| Noninterest expense | 4,006,000 | 7,929,000 |
| Provision for loan losses | 0 | 91,000 |
| Pretax income | 140,000 | 469,000 |
| Income tax | -34,000 | -28,000 |
| Net income | 174,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 38,794,000 | 38,970,000 |
| Total capital | 42,229,000 | 42,486,000 |
| Risk-weighted assets | 303,106,000 | 301,293,000 |