Call reports 2025
HOMETOWN SAVINGS BANK, THE — 2025
What HOMETOWN SAVINGS BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 470,197,000 | 478,831,000 | 458,251,000 | 457,801,000 |
| Total loans | 272,790,000 | 282,380,000 | 286,451,000 | 292,958,000 |
| Allowance for loan losses | 2,979,000 | 3,051,000 | 3,100,000 | 3,078,000 |
| Securities available for sale | 126,615,000 | 123,191,000 | 122,235,000 | 119,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,668,000 | 426,000,000 | 400,457,000 | 395,523,000 |
| Interest-bearing deposits | 353,679,000 | 363,477,000 | 339,101,000 | 334,928,000 |
| Noninterest-bearing deposits | 63,989,000 | 62,523,000 | 61,356,000 | 60,595,000 |
| Equity capital | 24,331,000 | 24,718,000 | 26,606,000 | 28,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,103,000 | 10,328,000 | 15,729,000 | 21,113,000 |
| Interest expense | 2,592,000 | 5,030,000 | 7,450,000 | 9,821,000 |
| Net interest income | 2,511,000 | 5,298,000 | 8,279,000 | 11,292,000 |
| Noninterest income | 1,111,000 | 2,247,000 | 3,479,000 | 4,646,000 |
| Noninterest expense | 4,024,000 | 8,096,000 | 12,174,000 | 16,074,000 |
| Provision for loan losses | 234,000 | 316,000 | 385,000 | 385,000 |
| Pretax income | -412,000 | -592,000 | -515,000 | -224,000 |
| Income tax | -156,000 | -257,000 | -304,000 | -333,000 |
| Net income | -256,000 | -335,000 | -211,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,706,000 | 38,637,000 | 38,811,000 | 38,771,000 |
| Total capital | 42,083,000 | 42,036,000 | 42,247,000 | 42,174,000 |
| Risk-weighted assets | 300,955,000 | 302,343,000 | 298,162,000 | 302,060,000 |
Machine access — free, no API key
Every figure shown here about HOMETOWN SAVINGS BANK, THE — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.