Call reports 2023
HOMETOWN SAVINGS BANK, THE — 2023
What HOMETOWN SAVINGS BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 433,340,000 | 431,581,000 | 426,608,000 | 454,463,000 |
| Total loans | 237,070,000 | 239,789,000 | 239,936,000 | 257,549,000 |
| Allowance for loan losses | 4,000,000 | 3,990,000 | 3,953,000 | 3,939,000 |
| Securities available for sale | 161,377,000 | 155,243,000 | 145,674,000 | 154,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,562,000 | 357,733,000 | 340,055,000 | 376,987,000 |
| Interest-bearing deposits | 298,392,000 | 284,056,000 | 272,751,000 | 311,828,000 |
| Noninterest-bearing deposits | 73,170,000 | 73,677,000 | 67,304,000 | 65,159,000 |
| Equity capital | 19,139,000 | 17,325,000 | 11,511,000 | 26,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,277,000 | 8,379,000 | 12,675,000 | 17,209,000 |
| Interest expense | 1,413,000 | 3,130,000 | 5,276,000 | 7,731,000 |
| Net interest income | 2,864,000 | 5,249,000 | 7,399,000 | 9,478,000 |
| Noninterest income | 950,000 | 1,984,000 | 2,969,000 | 4,238,000 |
| Noninterest expense | 3,436,000 | 6,949,000 | 10,602,000 | 14,562,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 386,000 | 292,000 | -226,000 | -838,000 |
| Income tax | -3,000 | -106,000 | -295,000 | -393,000 |
| Net income | 389,000 | 398,000 | 69,000 | -445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,203,000 | 36,212,000 | 35,883,000 | 40,719,000 |
| Total capital | 39,539,000 | 39,566,000 | 39,251,000 | 44,339,000 |
| Risk-weighted assets | 266,248,000 | 267,720,000 | 268,886,000 | 289,255,000 |