Call reports 2022
HOMETOWN SAVINGS BANK, THE — 2022
What HOMETOWN SAVINGS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 476,684,000 | 449,823,000 | 497,221,000 | 497,776,000 |
| Total loans | 228,167,000 | 229,583,000 | 239,361,000 | 240,085,000 |
| Allowance for loan losses | 3,424,000 | 3,467,000 | 3,503,000 | 3,450,000 |
| Securities available for sale | 159,999,000 | 166,487,000 | 210,521,000 | 155,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,694,000 | 398,643,000 | 457,940,000 | 463,153,000 |
| Interest-bearing deposits | 335,841,000 | 320,856,000 | 384,481,000 | 387,090,000 |
| Noninterest-bearing deposits | 78,853,000 | 77,787,000 | 73,459,000 | 76,063,000 |
| Equity capital | 27,505,000 | 21,598,000 | 14,600,000 | 17,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,131,000 | 6,445,000 | 10,160,000 | 14,473,000 |
| Interest expense | 376,000 | 746,000 | 1,471,000 | 2,868,000 |
| Net interest income | 2,755,000 | 5,699,000 | 8,689,000 | 11,605,000 |
| Noninterest income | 840,000 | 1,688,000 | 2,603,000 | 3,450,000 |
| Noninterest expense | 3,484,000 | 6,942,000 | 10,467,000 | 13,888,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 52,000 | 326,000 | 683,000 | 965,000 |
| Income tax | -77,000 | -114,000 | -135,000 | -214,000 |
| Net income | 129,000 | 440,000 | 818,000 | 1,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,613,000 | 35,924,000 | 36,301,000 | 36,662,000 |
| Total capital | 39,037,000 | 39,281,000 | 39,735,000 | 40,112,000 |
| Risk-weighted assets | 275,481,000 | 268,487,000 | 274,577,000 | 284,046,000 |