Call reports 2021
HOMETOWN SAVINGS BANK, THE — 2021
What HOMETOWN SAVINGS BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 461,915,000 | 466,805,000 | 456,449,000 | 468,796,000 |
| Total loans | 226,723,000 | 222,571,000 | 217,972,000 | 227,552,000 |
| Allowance for loan losses | 3,334,000 | 3,308,000 | 3,352,000 | 3,377,000 |
| Securities available for sale | 117,099,000 | 141,509,000 | 146,655,000 | 159,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,829,000 | 388,175,000 | 380,221,000 | 396,117,000 |
| Interest-bearing deposits | 312,534,000 | 323,224,000 | 309,999,000 | 325,292,000 |
| Noninterest-bearing deposits | 69,295,000 | 64,951,000 | 70,222,000 | 70,825,000 |
| Equity capital | 35,717,000 | 37,166,000 | 36,749,000 | 36,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,981,000 | 6,208,000 | 9,472,000 | 12,499,000 |
| Interest expense | 523,000 | 1,005,000 | 1,441,000 | 1,834,000 |
| Net interest income | 2,458,000 | 5,203,000 | 8,031,000 | 10,665,000 |
| Noninterest income | 1,269,000 | 2,280,000 | 3,478,000 | 4,413,000 |
| Noninterest expense | 3,033,000 | 6,170,000 | 9,376,000 | 12,683,000 |
| Provision for loan losses | 120,000 | 240,000 | 300,000 | 360,000 |
| Pretax income | 585,000 | 1,084,000 | 1,844,000 | 2,046,000 |
| Income tax | 53,000 | 80,000 | 159,000 | 32,000 |
| Net income | 532,000 | 1,004,000 | 1,685,000 | 2,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,002,000 | 34,473,000 | 35,155,000 | 35,484,000 |
| Total capital | 37,336,000 | 37,781,000 | 38,415,000 | 38,861,000 |
| Risk-weighted assets | 268,208,000 | 265,698,000 | 260,735,000 | 271,894,000 |
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