Call reports 2018
HOMETOWN SAVINGS BANK, THE — 2018
What HOMETOWN SAVINGS BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 322,746,000 | 329,948,000 | 325,486,000 | 341,111,000 |
| Total loans | 219,722,000 | 220,975,000 | 220,736,000 | 224,541,000 |
| Allowance for loan losses | 3,187,000 | 3,207,000 | 3,196,000 | 2,888,000 |
| Securities available for sale | 75,366,000 | 78,257,000 | 78,425,000 | 79,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,847,000 | 266,280,000 | 261,289,000 | 277,139,000 |
| Interest-bearing deposits | 201,985,000 | 223,499,000 | 217,858,000 | 234,923,000 |
| Noninterest-bearing deposits | 42,862,000 | 42,781,000 | 43,431,000 | 42,216,000 |
| Equity capital | 29,225,000 | 29,110,000 | 28,950,000 | 30,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,943,000 | 5,979,000 | 9,100,000 | 12,384,000 |
| Interest expense | 390,000 | 823,000 | 1,304,000 | 1,920,000 |
| Net interest income | 2,553,000 | 5,156,000 | 7,796,000 | 10,464,000 |
| Noninterest income | 636,000 | 1,290,000 | 1,971,000 | 2,607,000 |
| Noninterest expense | 2,900,000 | 5,781,000 | 8,722,000 | 11,666,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 259,000 | 606,000 | 956,000 | 1,273,000 |
| Income tax | -15,000 | -9,000 | -5,000 | -145,000 |
| Net income | 274,000 | 615,000 | 961,000 | 1,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,997,000 | 30,087,000 | 30,434,000 | 30,612,000 |
| Total capital | 32,782,000 | 32,903,000 | 33,208,000 | 33,472,000 |
| Risk-weighted assets | 222,379,000 | 224,928,000 | 221,524,000 | 228,736,000 |
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