Call reports 2017
HOMETOWN SAVINGS BANK, THE — 2017
What HOMETOWN SAVINGS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 332,898,000 | 338,036,000 | 317,836,000 | 320,500,000 |
| Total loans | 218,549,000 | 212,174,000 | 213,403,000 | 218,052,000 |
| Allowance for loan losses | 2,997,000 | 3,110,000 | 3,146,000 | 3,173,000 |
| Securities available for sale | 81,569,000 | 83,856,000 | 77,539,000 | 77,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,237,000 | 275,808,000 | 253,441,000 | 241,093,000 |
| Interest-bearing deposits | 235,021,000 | 239,686,000 | 219,303,000 | 204,673,000 |
| Noninterest-bearing deposits | 36,216,000 | 36,122,000 | 34,138,000 | 36,420,000 |
| Equity capital | 29,006,000 | 29,817,000 | 30,322,000 | 30,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,856,000 | 5,749,000 | 8,637,000 | 11,575,000 |
| Interest expense | 348,000 | 692,000 | 1,035,000 | 1,405,000 |
| Net interest income | 2,508,000 | 5,057,000 | 7,602,000 | 10,170,000 |
| Noninterest income | 598,000 | 1,260,000 | 1,896,000 | 2,544,000 |
| Noninterest expense | 2,694,000 | 5,383,000 | 8,083,000 | 10,885,000 |
| Provision for loan losses | 60,000 | 120,000 | 150,000 | 180,000 |
| Pretax income | 354,000 | 808,000 | 1,260,000 | 1,644,000 |
| Income tax | 47,000 | 99,000 | 183,000 | 764,000 |
| Net income | 307,000 | 709,000 | 1,077,000 | 880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,149,000 | 29,551,000 | 29,920,000 | 29,722,000 |
| Total capital | 31,948,000 | 32,319,000 | 32,626,000 | 32,454,000 |
| Risk-weighted assets | 223,739,000 | 221,056,000 | 216,042,000 | 218,084,000 |