Call reports 2015
HOMETOWN SAVINGS BANK, THE — 2015
What HOMETOWN SAVINGS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 311,749,000 | 311,446,000 | 307,864,000 | 317,389,000 |
| Total loans | 191,590,000 | 201,693,000 | 203,282,000 | 211,525,000 |
| Allowance for loan losses | 3,140,000 | 3,176,000 | 3,195,000 | 2,999,000 |
| Securities available for sale | 85,798,000 | 85,836,000 | 81,837,000 | 78,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,770,000 | 254,454,000 | 245,067,000 | 259,068,000 |
| Interest-bearing deposits | 224,464,000 | 225,053,000 | 214,498,000 | 228,222,000 |
| Noninterest-bearing deposits | 34,306,000 | 29,401,000 | 30,569,000 | 30,846,000 |
| Equity capital | 27,889,000 | 27,343,000 | 28,122,000 | 28,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,519,000 | 5,076,000 | 7,749,000 | 10,400,000 |
| Interest expense | 306,000 | 606,000 | 916,000 | 1,246,000 |
| Net interest income | 2,213,000 | 4,470,000 | 6,833,000 | 9,154,000 |
| Noninterest income | 680,000 | 1,292,000 | 1,981,000 | 2,615,000 |
| Noninterest expense | 2,686,000 | 5,298,000 | 7,997,000 | 10,669,000 |
| Provision for loan losses | 90,000 | 180,000 | 240,000 | 300,000 |
| Pretax income | 126,000 | 293,000 | 665,000 | 920,000 |
| Income tax | 16,000 | 58,000 | 154,000 | 66,000 |
| Net income | 110,000 | 235,000 | 511,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,965,000 | 27,090,000 | 27,366,000 | 27,709,000 |
| Total capital | 29,307,000 | 29,531,000 | 29,785,000 | 30,212,000 |
| Risk-weighted assets | 186,658,000 | 194,508,000 | 192,776,000 | 199,758,000 |
Machine access — free, no API key
Every figure shown here about HOMETOWN SAVINGS BANK, THE — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.