Call reports 2006
HOMETOWN SAVINGS BANK, THE — 2006
What HOMETOWN SAVINGS BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 200,364,000 | 221,204,000 | 210,986,000 | 214,342,000 |
| Total loans | 123,210,000 | 127,354,000 | 131,310,000 | 131,497,000 |
| Allowance for loan losses | 1,258,000 | 1,278,000 | 1,269,000 | 1,274,000 |
| Securities available for sale | 57,956,000 | 53,035,000 | 56,880,000 | 55,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,274,000 | 157,974,000 | 153,052,000 | 164,038,000 |
| Interest-bearing deposits | 138,185,000 | 145,080,000 | 137,541,000 | 150,591,000 |
| Noninterest-bearing deposits | 11,089,000 | 12,894,000 | 15,511,000 | 13,447,000 |
| Equity capital | 21,962,000 | 21,841,000 | 22,433,000 | 22,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,536,000 | 5,242,000 | 8,105,000 | 10,956,000 |
| Interest expense | 1,229,000 | 2,710,000 | 4,409,000 | 6,137,000 |
| Net interest income | 1,307,000 | 2,532,000 | 3,696,000 | 4,819,000 |
| Noninterest income | 306,000 | 706,000 | 1,106,000 | 1,464,000 |
| Noninterest expense | 1,425,000 | 2,791,000 | 4,151,000 | 5,555,000 |
| Provision for loan losses | 75,000 | 150,000 | 240,000 | 330,000 |
| Pretax income | 113,000 | 299,000 | 413,000 | 400,000 |
| Income tax | 2,000 | 36,000 | 39,000 | 70,000 |
| Net income | 111,000 | 263,000 | 374,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,689,000 | 22,753,000 | 23,016,000 | 22,866,000 |
| Total capital | 24,206,000 | 24,276,000 | 24,285,000 | 24,140,000 |
| Risk-weighted assets | 111,732,000 | 116,902,000 | 117,193,000 | 117,643,000 |
Machine access — free, no API key
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