Call reports 2026
FIRST NATIONAL BANK AMES, IOWA — 2026
What FIRST NATIONAL BANK AMES, IOWA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,092,193,000 | 1,111,663,000 |
| Total loans | 674,775,000 | 661,607,000 |
| Allowance for loan losses | 8,927,000 | 8,742,000 |
| Securities available for sale | 348,155,000 | 359,882,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 939,291,000 | 955,576,000 |
| Interest-bearing deposits | 755,350,000 | 749,438,000 |
| Noninterest-bearing deposits | 183,941,000 | 206,138,000 |
| Equity capital | 103,127,000 | 104,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,080,000 | 22,725,000 |
| Interest expense | 3,445,000 | 6,969,000 |
| Net interest income | 7,635,000 | 15,756,000 |
| Noninterest income | 1,789,000 | 3,522,000 |
| Noninterest expense | 5,402,000 | 10,713,000 |
| Provision for loan losses | -164,000 | -348,000 |
| Pretax income | 4,192,000 | 8,835,000 |
| Income tax | 968,000 | 2,033,000 |
| Net income | 3,224,000 | 6,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 109,035,000 | 110,158,000 |
| Total capital | 118,330,000 | 119,352,000 |
| Risk-weighted assets | 747,546,000 | 736,073,000 |