Call reports 2024
FIRST NATIONAL BANK AMES, IOWA — 2024
What FIRST NATIONAL BANK AMES, IOWA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,131,156,000 | 1,105,507,000 | 1,082,567,000 | 1,106,948,000 |
| Total loans | 687,590,000 | 686,847,000 | 692,588,000 | 688,644,000 |
| Allowance for loan losses | 9,052,000 | 9,138,000 | 8,712,000 | 8,567,000 |
| Securities available for sale | 363,545,000 | 345,347,000 | 340,963,000 | 318,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 936,347,000 | 935,488,000 | 904,967,000 | 956,928,000 |
| Interest-bearing deposits | 727,277,000 | 727,940,000 | 697,629,000 | 742,223,000 |
| Noninterest-bearing deposits | 209,070,000 | 207,548,000 | 207,338,000 | 214,705,000 |
| Equity capital | 84,351,000 | 85,160,000 | 93,579,000 | 89,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,774,000 | 19,470,000 | 29,286,000 | 39,449,000 |
| Interest expense | 4,911,000 | 9,987,000 | 14,895,000 | 19,469,000 |
| Net interest income | 4,863,000 | 9,483,000 | 14,391,000 | 19,980,000 |
| Noninterest income | 1,396,000 | 3,058,000 | 4,512,000 | 6,125,000 |
| Noninterest expense | 5,177,000 | 10,431,000 | 15,605,000 | 20,752,000 |
| Provision for loan losses | 80,000 | 166,000 | -256,000 | -408,000 |
| Pretax income | 1,015,000 | 2,011,000 | 3,579,000 | 5,825,000 |
| Income tax | 38,000 | 72,000 | 248,000 | 590,000 |
| Net income | 977,000 | 1,939,000 | 3,331,000 | 5,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,355,000 | 102,387,000 | 102,863,000 | 103,707,000 |
| Total capital | 111,844,000 | 111,910,000 | 112,001,000 | 112,663,000 |
| Risk-weighted assets | 794,765,000 | 788,783,000 | 787,738,000 | 773,439,000 |