Call reports 2023
FIRST NATIONAL BANK AMES, IOWA — 2023
What FIRST NATIONAL BANK AMES, IOWA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,145,305,000 | 1,150,559,000 | 1,123,077,000 | 1,136,231,000 |
| Total loans | 682,373,000 | 685,407,000 | 678,501,000 | 694,382,000 |
| Allowance for loan losses | 8,809,000 | 8,870,000 | 8,741,000 | 8,971,000 |
| Securities available for sale | 389,722,000 | 376,297,000 | 365,713,000 | 365,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 956,187,000 | 964,888,000 | 936,176,000 | 942,515,000 |
| Interest-bearing deposits | 738,663,000 | 725,665,000 | 700,984,000 | 721,029,000 |
| Noninterest-bearing deposits | 217,524,000 | 239,223,000 | 235,192,000 | 221,486,000 |
| Equity capital | 81,695,000 | 79,712,000 | 75,477,000 | 84,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,666,000 | 17,947,000 | 27,162,000 | 37,027,000 |
| Interest expense | 3,374,000 | 7,579,000 | 11,932,000 | 16,706,000 |
| Net interest income | 5,292,000 | 10,368,000 | 15,230,000 | 20,321,000 |
| Noninterest income | 1,331,000 | 2,762,000 | 4,281,000 | 5,630,000 |
| Noninterest expense | 4,861,000 | 9,831,000 | 14,596,000 | 19,548,000 |
| Provision for loan losses | 152,000 | 239,000 | 109,000 | 341,000 |
| Pretax income | 1,570,000 | 3,068,000 | 4,877,000 | 6,103,000 |
| Income tax | 158,000 | 301,000 | 526,000 | 606,000 |
| Net income | 1,412,000 | 2,767,000 | 4,351,000 | 5,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,228,000 | 102,360,000 | 102,720,000 | 102,634,000 |
| Total capital | 111,512,000 | 111,653,000 | 111,884,000 | 112,057,000 |
| Risk-weighted assets | 797,100,000 | 794,291,000 | 796,346,000 | 808,223,000 |