Call reports 2022
FIRST NATIONAL BANK AMES, IOWA — 2022
What FIRST NATIONAL BANK AMES, IOWA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,115,341,000 | 1,093,286,000 | 1,086,256,000 | 1,117,262,000 |
| Total loans | 624,635,000 | 625,791,000 | 639,218,000 | 666,226,000 |
| Allowance for loan losses | 9,429,000 | 9,426,000 | 8,933,000 | 8,584,000 |
| Securities available for sale | 411,387,000 | 419,566,000 | 386,344,000 | 389,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,003,214,000 | 978,988,000 | 937,010,000 | 982,076,000 |
| Interest-bearing deposits | 740,961,000 | 738,351,000 | 699,200,000 | 743,225,000 |
| Noninterest-bearing deposits | 262,253,000 | 240,637,000 | 237,810,000 | 238,851,000 |
| Equity capital | 87,981,000 | 80,223,000 | 70,275,000 | 76,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,058,000 | 14,555,000 | 22,355,000 | 30,719,000 |
| Interest expense | 398,000 | 1,011,000 | 2,259,000 | 4,576,000 |
| Net interest income | 6,660,000 | 13,544,000 | 20,096,000 | 26,143,000 |
| Noninterest income | 1,507,000 | 2,994,000 | 4,245,000 | 5,777,000 |
| Noninterest expense | 4,787,000 | 9,778,000 | 14,449,000 | 19,475,000 |
| Provision for loan losses | 18,000 | 18,000 | -477,000 | -783,000 |
| Pretax income | 3,362,000 | 6,743,000 | 10,371,000 | 13,230,000 |
| Income tax | 605,000 | 1,629,000 | 2,303,000 | 2,791,000 |
| Net income | 2,757,000 | 5,114,000 | 8,068,000 | 10,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,319,000 | 98,685,000 | 100,627,000 | 101,976,000 |
| Total capital | 106,493,000 | 107,876,000 | 109,914,000 | 110,887,000 |
| Risk-weighted assets | 733,404,000 | 734,717,000 | 743,282,000 | 781,821,000 |