Call reports 2021
FIRST NATIONAL BANK AMES, IOWA — 2021
What FIRST NATIONAL BANK AMES, IOWA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,079,809,000 | 1,075,306,000 | 1,090,004,000 | 1,114,689,000 |
| Total loans | 631,065,000 | 624,512,000 | 628,517,000 | 620,599,000 |
| Allowance for loan losses | 10,146,000 | 9,993,000 | 9,977,000 | 9,423,000 |
| Securities available for sale | 360,533,000 | 381,069,000 | 387,905,000 | 424,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 951,240,000 | 952,732,000 | 964,029,000 | 987,497,000 |
| Interest-bearing deposits | 721,050,000 | 711,640,000 | 703,735,000 | 732,702,000 |
| Noninterest-bearing deposits | 230,190,000 | 241,092,000 | 260,294,000 | 254,795,000 |
| Equity capital | 98,058,000 | 101,422,000 | 103,357,000 | 102,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,876,000 | 15,390,000 | 23,089,000 | 30,429,000 |
| Interest expense | 576,000 | 1,042,000 | 1,444,000 | 1,842,000 |
| Net interest income | 7,300,000 | 14,348,000 | 21,645,000 | 28,587,000 |
| Noninterest income | 1,387,000 | 2,853,000 | 4,373,000 | 5,882,000 |
| Noninterest expense | 4,634,000 | 9,361,000 | 13,778,000 | 18,550,000 |
| Provision for loan losses | 347,000 | 192,000 | 183,000 | -372,000 |
| Pretax income | 3,706,000 | 7,648,000 | 12,057,000 | 16,291,000 |
| Income tax | 693,000 | 1,448,000 | 2,324,000 | 3,154,000 |
| Net income | 3,013,000 | 6,200,000 | 9,733,000 | 13,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,178,000 | 90,457,000 | 93,084,000 | 95,573,000 |
| Total capital | — | — | 101,785,000 | 104,608,000 |
| Risk-weighted assets | — | — | 694,535,000 | 722,212,000 |