Call reports 2019
FIRST NATIONAL BANK AMES, IOWA — 2019
What FIRST NATIONAL BANK AMES, IOWA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 841,517,000 | 853,215,000 | 872,791,000 | 913,271,000 |
| Total loans | 519,127,000 | 508,538,000 | 516,848,000 | 538,534,000 |
| Allowance for loan losses | 6,248,000 | 6,300,000 | 6,368,000 | 6,414,000 |
| Securities available for sale | 255,762,000 | 266,786,000 | 272,857,000 | 256,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 735,019,000 | 745,795,000 | 739,672,000 | 791,656,000 |
| Interest-bearing deposits | 594,614,000 | 609,193,000 | 591,836,000 | 631,386,000 |
| Noninterest-bearing deposits | 140,405,000 | 136,602,000 | 147,836,000 | 160,270,000 |
| Equity capital | 82,523,000 | 86,054,000 | 88,207,000 | 89,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,406,000 | 14,906,000 | 22,493,000 | 30,021,000 |
| Interest expense | 1,230,000 | 2,579,000 | 3,944,000 | 5,323,000 |
| Net interest income | 6,176,000 | 12,327,000 | 18,549,000 | 24,698,000 |
| Noninterest income | 1,313,000 | 2,964,000 | 4,330,000 | 5,830,000 |
| Noninterest expense | 4,340,000 | 8,597,000 | 12,994,000 | 17,922,000 |
| Provision for loan losses | 69,000 | 137,000 | 205,000 | 250,000 |
| Pretax income | 3,080,000 | 6,558,000 | 9,682,000 | 12,358,000 |
| Income tax | 651,000 | 1,402,000 | 2,045,000 | 2,079,000 |
| Net income | 2,429,000 | 5,156,000 | 7,637,000 | 10,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,249,000 | 77,871,000 | 79,496,000 | 80,665,000 |
| Total capital | 82,776,000 | 84,450,000 | 86,143,000 | 87,375,000 |
| Risk-weighted assets | 612,472,000 | 611,030,000 | 621,621,000 | 630,284,000 |