Call reports 2018
FIRST NATIONAL BANK AMES, IOWA — 2018
What FIRST NATIONAL BANK AMES, IOWA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 759,703,000 | 746,873,000 | 828,333,000 | 841,750,000 |
| Total loans | 424,421,000 | 432,006,000 | 507,051,000 | 527,506,000 |
| Allowance for loan losses | 5,752,000 | 5,816,000 | 5,814,000 | 6,146,000 |
| Securities available for sale | 269,974,000 | 263,504,000 | 266,592,000 | 256,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 643,816,000 | 648,715,000 | 705,074,000 | 723,589,000 |
| Interest-bearing deposits | 512,035,000 | 512,874,000 | 567,532,000 | 582,590,000 |
| Noninterest-bearing deposits | 131,781,000 | 135,841,000 | 137,542,000 | 140,999,000 |
| Equity capital | 75,564,000 | 76,177,000 | 76,485,000 | 79,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,188,000 | 12,393,000 | 18,942,000 | 26,346,000 |
| Interest expense | 843,000 | 1,726,000 | 2,615,000 | 3,725,000 |
| Net interest income | 5,345,000 | 10,667,000 | 16,327,000 | 22,621,000 |
| Noninterest income | 1,158,000 | 2,525,000 | 4,044,000 | 5,363,000 |
| Noninterest expense | 3,802,000 | 7,541,000 | 11,666,000 | 16,116,000 |
| Provision for loan losses | 28,000 | 92,000 | 92,000 | 423,000 |
| Pretax income | 2,673,000 | 5,559,000 | 8,613,000 | 11,445,000 |
| Income tax | 550,000 | 1,153,000 | 1,819,000 | 2,409,000 |
| Net income | 2,123,000 | 4,406,000 | 6,794,000 | 9,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,237,000 | 77,369,000 | 73,969,000 | 74,995,000 |
| Total capital | 82,254,000 | 83,450,000 | 80,062,000 | 81,419,000 |
| Risk-weighted assets | 525,822,000 | 526,469,000 | 599,040,000 | 620,876,000 |