Call reports 2017
FIRST NATIONAL BANK AMES, IOWA — 2017
What FIRST NATIONAL BANK AMES, IOWA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 763,341,000 | 757,413,000 | 750,920,000 | 756,222,000 |
| Total loans | 415,034,000 | 422,485,000 | 422,818,000 | 422,083,000 |
| Allowance for loan losses | 5,705,000 | 5,742,000 | 5,691,000 | 5,721,000 |
| Securities available for sale | 285,487,000 | 296,351,000 | 286,028,000 | 277,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,170,000 | 635,176,000 | 617,014,000 | 635,728,000 |
| Interest-bearing deposits | 504,271,000 | 511,415,000 | 490,469,000 | 495,218,000 |
| Noninterest-bearing deposits | 124,899,000 | 123,761,000 | 126,545,000 | 140,510,000 |
| Equity capital | 75,209,000 | 77,407,000 | 78,242,000 | 76,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,653,000 | 11,518,000 | 17,514,000 | 23,492,000 |
| Interest expense | 641,000 | 1,373,000 | 2,123,000 | 2,897,000 |
| Net interest income | 5,012,000 | 10,145,000 | 15,391,000 | 20,595,000 |
| Noninterest income | 1,121,000 | 2,411,000 | 3,614,000 | 4,964,000 |
| Noninterest expense | 3,525,000 | 7,021,000 | 10,548,000 | 14,039,000 |
| Provision for loan losses | 390,000 | 428,000 | 464,000 | 496,000 |
| Pretax income | 2,585,000 | 5,569,000 | 8,455,000 | 11,486,000 |
| Income tax | 762,000 | 1,683,000 | 2,576,000 | 4,332,000 |
| Net income | 1,823,000 | 3,886,000 | 5,879,000 | 7,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,337,000 | 74,293,000 | 75,221,000 | 75,404,000 |
| Total capital | 79,307,000 | 80,300,000 | 81,177,000 | 81,390,000 |
| Risk-weighted assets | 537,238,000 | 531,286,000 | 528,292,000 | 523,962,000 |