Call reports 2016
FIRST NATIONAL BANK AMES, IOWA — 2016
What FIRST NATIONAL BANK AMES, IOWA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 705,048,000 | 716,333,000 | 733,632,000 | 755,296,000 |
| Total loans | 358,674,000 | 377,908,000 | 396,452,000 | 403,024,000 |
| Allowance for loan losses | 4,793,000 | 4,838,000 | 5,289,000 | 5,316,000 |
| Securities available for sale | 288,373,000 | 294,756,000 | 288,110,000 | 286,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,581,000 | 585,973,000 | 576,937,000 | 616,724,000 |
| Interest-bearing deposits | 458,308,000 | 471,355,000 | 462,440,000 | 492,502,000 |
| Noninterest-bearing deposits | 114,273,000 | 114,619,000 | 114,497,000 | 124,222,000 |
| Equity capital | 74,397,000 | 76,835,000 | 76,992,000 | 73,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,352,000 | 10,853,000 | 16,430,000 | 22,103,000 |
| Interest expense | 497,000 | 999,000 | 1,521,000 | 2,069,000 |
| Net interest income | 4,855,000 | 9,854,000 | 14,909,000 | 20,034,000 |
| Noninterest income | 1,190,000 | 2,354,000 | 3,516,000 | 4,741,000 |
| Noninterest expense | 3,489,000 | 6,734,000 | 10,137,000 | 13,536,000 |
| Provision for loan losses | 49,000 | 97,000 | 475,000 | 517,000 |
| Pretax income | 2,706,000 | 5,576,000 | 8,018,000 | 11,054,000 |
| Income tax | 765,000 | 1,602,000 | 2,278,000 | 3,196,000 |
| Net income | 1,941,000 | 3,974,000 | 5,740,000 | 7,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,982,000 | 71,046,000 | 71,842,000 | 72,750,000 |
| Total capital | 75,026,000 | 76,135,000 | 77,382,000 | 78,322,000 |
| Risk-weighted assets | 476,334,000 | 493,040,000 | 508,914,000 | 513,381,000 |