Call reports 2015
FIRST NATIONAL BANK AMES, IOWA — 2015
What FIRST NATIONAL BANK AMES, IOWA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 714,137,000 | 713,828,000 | 724,572,000 | 704,289,000 |
| Total loans | 341,127,000 | 359,540,000 | 353,827,000 | 362,259,000 |
| Allowance for loan losses | 3,868,000 | 4,706,000 | 4,771,000 | 4,822,000 |
| Securities available for sale | 310,622,000 | 313,691,000 | 311,105,000 | 302,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 573,844,000 | 583,184,000 | 567,846,000 | 575,129,000 |
| Interest-bearing deposits | 459,651,000 | 474,397,000 | 454,207,000 | 457,508,000 |
| Noninterest-bearing deposits | 114,193,000 | 108,787,000 | 113,639,000 | 117,621,000 |
| Equity capital | 71,473,000 | 70,025,000 | 72,006,000 | 72,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,198,000 | 10,663,000 | 16,137,000 | 21,544,000 |
| Interest expense | 574,000 | 1,115,000 | 1,609,000 | 2,100,000 |
| Net interest income | 4,624,000 | 9,548,000 | 14,528,000 | 19,444,000 |
| Noninterest income | 1,085,000 | 2,245,000 | 3,412,000 | 4,518,000 |
| Noninterest expense | 3,181,000 | 6,683,000 | 9,885,000 | 13,305,000 |
| Provision for loan losses | 64,000 | 904,000 | 962,000 | 1,016,000 |
| Pretax income | 2,464,000 | 4,494,000 | 7,441,000 | 9,989,000 |
| Income tax | 673,000 | 1,193,000 | 2,050,000 | 2,766,000 |
| Net income | 1,791,000 | 3,301,000 | 5,391,000 | 7,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,646,000 | 67,185,000 | 68,300,000 | 69,157,000 |
| Total capital | 70,771,000 | 72,148,000 | 73,310,000 | 74,210,000 |
| Risk-weighted assets | 469,898,000 | 488,513,000 | 488,252,000 | 485,741,000 |