Call reports 2013
FIRST NATIONAL BANK AMES, IOWA — 2013
What FIRST NATIONAL BANK AMES, IOWA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 632,924,000 | 616,445,000 | 607,421,000 | 629,414,000 |
| Total loans | 240,266,000 | 235,497,000 | 246,096,000 | 261,046,000 |
| Allowance for loan losses | 3,358,000 | 3,343,000 | 3,356,000 | 3,758,000 |
| Securities available for sale | 330,921,000 | 336,925,000 | 317,925,000 | 321,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,179,000 | 518,068,000 | 486,399,000 | 524,345,000 |
| Interest-bearing deposits | 420,866,000 | 412,555,000 | 383,761,000 | 417,486,000 |
| Noninterest-bearing deposits | 99,313,000 | 105,513,000 | 102,638,000 | 106,859,000 |
| Equity capital | 65,882,000 | 60,975,000 | 63,411,000 | 63,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,305,000 | 8,579,000 | 13,060,000 | 17,573,000 |
| Interest expense | 592,000 | 1,189,000 | 1,772,000 | 2,355,000 |
| Net interest income | 3,713,000 | 7,390,000 | 11,288,000 | 15,218,000 |
| Noninterest income | 1,014,000 | 1,997,000 | 2,941,000 | 3,818,000 |
| Noninterest expense | 2,303,000 | 4,954,000 | 7,374,000 | 9,842,000 |
| Provision for loan losses | 3,000 | 4,000 | 9,000 | 366,000 |
| Pretax income | 2,421,000 | 4,671,000 | 7,247,000 | 9,577,000 |
| Income tax | 595,000 | 1,128,000 | 1,795,000 | 2,377,000 |
| Net income | 1,826,000 | 3,543,000 | 5,452,000 | 7,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,325,000 | 61,242,000 | 62,352,000 | 63,299,000 |
| Total capital | 63,802,000 | 64,722,000 | 65,827,000 | 67,231,000 |
| Risk-weighted assets | 467,319,000 | 396,385,000 | 396,548,000 | 410,480,000 |