Call reports 2012
FIRST NATIONAL BANK AMES, IOWA — 2012
What FIRST NATIONAL BANK AMES, IOWA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 592,943,000 | 578,862,000 | 567,823,000 | 616,360,000 |
| Total loans | 215,845,000 | 215,420,000 | 219,038,000 | 226,745,000 |
| Allowance for loan losses | 3,369,000 | 3,358,000 | 3,357,000 | 3,356,000 |
| Securities available for sale | 321,285,000 | 315,287,000 | 304,999,000 | 319,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,992,000 | 471,076,000 | 457,726,000 | 516,158,000 |
| Interest-bearing deposits | 389,436,000 | 376,954,000 | 366,422,000 | 407,387,000 |
| Noninterest-bearing deposits | 93,556,000 | 94,122,000 | 91,304,000 | 108,771,000 |
| Equity capital | 63,020,000 | 63,675,000 | 65,488,000 | 65,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,450,000 | 8,902,000 | 13,197,000 | 17,415,000 |
| Interest expense | 678,000 | 1,336,000 | 1,966,000 | 2,572,000 |
| Net interest income | 3,772,000 | 7,566,000 | 11,231,000 | 14,843,000 |
| Noninterest income | 975,000 | 1,981,000 | 2,978,000 | 3,999,000 |
| Noninterest expense | 2,453,000 | 4,989,000 | 7,265,000 | 9,671,000 |
| Provision for loan losses | 1,000 | 2,000 | 6,000 | 7,000 |
| Pretax income | 2,452,000 | 4,725,000 | 7,223,000 | 9,448,000 |
| Income tax | 596,000 | 1,114,000 | 1,731,000 | 2,255,000 |
| Net income | 1,856,000 | 3,611,000 | 5,492,000 | 7,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,062,000 | 57,117,000 | 58,298,000 | 59,299,000 |
| Total capital | 60,550,000 | 60,594,000 | 61,774,000 | 62,774,000 |
| Risk-weighted assets | 441,655,000 | 434,300,000 | 431,982,000 | 449,128,000 |