Call reports 2011
FIRST NATIONAL BANK AMES, IOWA — 2011
What FIRST NATIONAL BANK AMES, IOWA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 530,605,000 | 533,089,000 | 548,091,000 | 560,753,000 |
| Total loans | 191,112,000 | 196,765,000 | 200,333,000 | 207,024,000 |
| Allowance for loan losses | 3,255,000 | 3,207,000 | 3,206,000 | 3,378,000 |
| Securities available for sale | 306,513,000 | 303,392,000 | 298,195,000 | 310,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,933,000 | 427,628,000 | 446,103,000 | 461,430,000 |
| Interest-bearing deposits | 358,673,000 | 358,864,000 | 360,696,000 | 380,010,000 |
| Noninterest-bearing deposits | 68,260,000 | 68,764,000 | 85,407,000 | 81,420,000 |
| Equity capital | 54,329,000 | 58,242,000 | 60,825,000 | 61,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,320,000 | 8,972,000 | 13,657,000 | 18,192,000 |
| Interest expense | 762,000 | 1,528,000 | 2,281,000 | 2,977,000 |
| Net interest income | 3,558,000 | 7,444,000 | 11,376,000 | 15,215,000 |
| Noninterest income | 863,000 | 1,877,000 | 2,839,000 | 3,769,000 |
| Noninterest expense | 2,302,000 | 4,693,000 | 7,158,000 | 9,412,000 |
| Provision for loan losses | 0 | 4,000 | 6,000 | 178,000 |
| Pretax income | 2,368,000 | 4,995,000 | 7,585,000 | 9,928,000 |
| Income tax | 563,000 | 1,219,000 | 1,906,000 | 2,411,000 |
| Net income | 1,805,000 | 3,776,000 | 5,679,000 | 7,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,694,000 | 53,165,000 | 54,568,000 | 55,906,000 |
| Total capital | 55,063,000 | 56,486,000 | 57,888,000 | 59,403,000 |
| Risk-weighted assets | 390,793,000 | 395,722,000 | 397,053,000 | 413,699,000 |