Call reports 2005
FIRST NATIONAL BANK AMES, IOWA — 2005
What FIRST NATIONAL BANK AMES, IOWA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 452,021,000 | 424,403,000 | 406,471,000 | 414,948,000 |
| Total loans | 217,116,000 | 220,100,000 | 217,981,000 | 224,077,000 |
| Allowance for loan losses | 3,353,000 | 3,394,000 | 3,432,000 | 3,430,000 |
| Securities available for sale | 172,063,000 | 164,579,000 | 159,227,000 | 153,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,371,000 | 338,991,000 | 323,347,000 | 355,057,000 |
| Interest-bearing deposits | 288,361,000 | 290,432,000 | 273,029,000 | 302,429,000 |
| Noninterest-bearing deposits | 50,010,000 | 48,559,000 | 50,318,000 | 52,628,000 |
| Equity capital | 39,200,000 | 40,837,000 | 40,125,000 | 39,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,978,000 | 10,007,000 | 15,299,000 | 20,533,000 |
| Interest expense | 1,601,000 | 3,446,000 | 5,481,000 | 7,745,000 |
| Net interest income | 3,377,000 | 6,561,000 | 9,818,000 | 12,788,000 |
| Noninterest income | 752,000 | 1,595,000 | 2,382,000 | 3,154,000 |
| Noninterest expense | 1,644,000 | 3,391,000 | 5,049,000 | 6,753,000 |
| Provision for loan losses | 2,000 | 22,000 | 64,000 | 70,000 |
| Pretax income | 2,483,000 | 4,770,000 | 7,114,000 | 8,957,000 |
| Income tax | 700,000 | 1,360,000 | 2,025,000 | 2,540,000 |
| Net income | 1,783,000 | 3,410,000 | 5,089,000 | 6,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,379,000 | 39,786,000 | 39,985,000 | 40,334,000 |
| Total capital | 42,811,000 | 43,259,000 | 43,502,000 | 43,885,000 |
| Risk-weighted assets | 307,292,000 | 296,470,000 | 291,358,000 | 298,353,000 |
Machine access — free, no API key
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