Call reports 2026
CITIZENS NATIONAL BANK OF MCCONNELSVILLE, THE — 2026
What CITIZENS NATIONAL BANK OF MCCONNELSVILLE, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 106,267,000 | 102,124,000 |
| Total loans | 74,471,000 | 72,192,000 |
| Allowance for loan losses | 766,000 | 772,000 |
| Securities available for sale | 19,871,000 | 19,915,000 |
| Securities held to maturity | 110,000 | 103,000 |
| Trading assets | 0 | 0 |
| Total deposits | 86,674,000 | 85,212,000 |
| Interest-bearing deposits | 68,927,000 | 67,076,000 |
| Noninterest-bearing deposits | 17,747,000 | 18,136,000 |
| Equity capital | 11,375,000 | 11,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,483,000 | 2,995,000 |
| Interest expense | 394,000 | 773,000 |
| Net interest income | 1,089,000 | 2,222,000 |
| Noninterest income | 101,000 | 162,000 |
| Noninterest expense | 899,000 | 1,760,000 |
| Provision for loan losses | 15,000 | 21,000 |
| Pretax income | 276,000 | 603,000 |
| Income tax | 55,000 | 120,000 |
| Net income | 221,000 | 483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 12,876,000 | 12,967,000 |
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