Call reports 2016

CITIZENS NATIONAL BANK OF MCCONNELSVILLE, THE — 2016

Name: CITIZENS NATIONAL BANK OF MCCONNELSVILLE, THE — FFIEC call report 2016
Creator: CITIZENS NATIONAL BANK OF MCCONNELSVILLE, THE

What CITIZENS NATIONAL BANK OF MCCONNELSVILLE, THE reported to the FFIEC in 2016, quarter by quarter.

PERIOD: 2016SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1a32eaa4-f22e-4386-8105-51755e96f752/2016

Balance sheet

What the bank holds and owes at quarter end

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Total assets	83,528,000	84,911,000	87,535,000	86,722,000
Total loans	52,123,000	53,933,000	55,408,000	56,879,000
Allowance for loan losses	647,000	621,000	631,000	588,000
Securities available for sale	0	0	0	0
Securities held to maturity	19,885,000	19,867,000	18,871,000	18,878,000
Trading assets	0	0	0	0
Total deposits	69,874,000	70,634,000	71,424,000	67,771,000
Interest-bearing deposits	58,052,000	57,931,000	58,787,000	54,895,000
Noninterest-bearing deposits	11,822,000	12,703,000	12,637,000	12,876,000
Equity capital	10,305,000	10,411,000	10,399,000	10,377,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Interest income	776,000	1,561,000	2,368,000	3,176,000
Interest expense	98,000	194,000	290,000	396,000
Net interest income	678,000	1,367,000	2,078,000	2,780,000
Noninterest income	61,000	126,000	192,000	255,000
Noninterest expense	556,000	1,150,000	1,709,000	2,331,000
Provision for loan losses	0	10,000	25,000	55,000
Pretax income	183,000	333,000	536,000	649,000
Income tax	55,000	99,000	159,000	128,000
Net income	128,000	234,000	377,000	521,000

Basel measures — not reported for every quarter

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Tier 1 capital	10,153,000	10,259,000	10,247,000	10,225,000
Total capital	10,663,000	10,786,000	10,784,000	10,770,000
Risk-weighted assets	40,589,000	42,037,000	42,829,000	43,458,000