Call reports 2025
BLUESTONE BANK — 2025
What BLUESTONE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,595,368,000 | 1,585,502,000 | 1,580,709,000 | 1,578,933,000 |
| Total loans | 1,163,999,000 | 1,194,848,000 | 1,205,737,000 | 1,208,466,000 |
| Allowance for loan losses | 7,218,000 | 7,374,000 | 7,614,000 | 7,575,000 |
| Securities available for sale | 297,374,000 | 290,995,000 | 288,686,000 | 282,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,288,587,000 | 1,254,752,000 | 1,243,970,000 | 1,253,405,000 |
| Interest-bearing deposits | 1,128,424,000 | 1,087,821,000 | 1,087,996,000 | 1,094,168,000 |
| Noninterest-bearing deposits | 160,163,000 | 166,931,000 | 155,974,000 | 159,237,000 |
| Equity capital | 116,771,000 | 119,617,000 | 124,914,000 | 129,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,782,000 | 36,386,000 | 55,314,000 | 74,225,000 |
| Interest expense | 9,595,000 | 18,854,000 | 27,970,000 | 36,980,000 |
| Net interest income | 8,187,000 | 17,532,000 | 27,344,000 | 37,245,000 |
| Noninterest income | 2,016,000 | 4,078,000 | 5,900,000 | 8,116,000 |
| Noninterest expense | 8,988,000 | 17,926,000 | 26,900,000 | 35,962,000 |
| Provision for loan losses | 129,000 | 282,000 | 518,000 | 525,000 |
| Pretax income | 1,008,000 | 3,473,000 | 5,786,000 | 8,815,000 |
| Income tax | 98,000 | 672,000 | 1,216,000 | 1,959,000 |
| Net income | 910,000 | 2,801,000 | 4,570,000 | 6,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,964,000 | 151,857,000 | 153,627,000 | 155,915,000 |